Last Updated: October 11, 2025
Welcome to RIA Pulse, a comprehensive RIA research platform provided by RIA Pulse, Inc. ("we," "us," or "our"). By accessing or using RIA Pulse (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and RIA Pulse, Inc.
You must be at least 18 years old and have the legal capacity to enter into binding contracts to use the Service. By using RIA Pulse, you represent and warrant that you meet these requirements.
To access the Service, you must create an account with a valid email address and password. You agree to:
You may not share your account credentials or allow others to access your account. We reserve the right to suspend or terminate accounts that violate this provision.
RIA Pulse is currently offered free of charge. We reserve the right to introduce paid features, subscriptions, or usage limits in the future with advance notice to users.
The Service provides access to:
Custom data access plans, API access, bulk data downloads, and custom research services are available by contacting us at jayce@jintra.io. Separate terms and pricing will apply to such custom arrangements.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. This license does not include any right to:
RIA Pulse aggregates and analyzes data from publicly available sources, including:
ADV filing data is typically updated monthly within 48 hours of availability from the IAPD system. We do not guarantee real-time data updates.
Important: While we strive for accuracy, we do not guarantee that all data is accurate, complete, current, or error-free. Data is derived from public sources and may contain inaccuracies or omissions. You should independently verify any critical information before relying on it for business decisions.
Our AI Firm Analysis feature uses OpenAI's technology to generate insights. AI-generated content:
All AI-generated analysis becomes the property of RIA Pulse, Inc. upon creation.
You may use the Service and its data for:
Research, competitive analysis, due diligence, and strategic planning for your own organization's internal decision-making.
Citing data in editorial content including:
This applies even if the publication generates revenue through advertising, subscriptions, or sponsorships, provided:
Note: The distinction is whether data is being used IN the product/service you sell versus being cited in editorial content ABOUT an industry topic.
You agree NOT to:
Important Licensing Requirement: You may NOT use RIA Pulse data in any of the following ways without obtaining a separate commercial license:
Key Principle: If a client or customer is paying you specifically for insights, analysis, or services that incorporate RIA Pulse data, you need a commercial license.
To obtain a commercial license for these uses, contact us at jayce@jintra.io.
When citing RIA Pulse data in public editorial content (articles, blog posts, press releases, research papers), you must:
Example: "According to data from RIA Pulse, the average RIA firm..."
CSV exports and data downloads are provided for your authorized use only. You may not:
Editorial use under Section 5.1 is limited to reasonable excerpts and citations for journalistic, educational, or informational purposes. Republishing substantial portions of the database requires a commercial license even for editorial purposes.
Editorial Use (Allowed with Attribution):
Commercial Use (License Required):
When In Doubt: Contact us at jayce@jintra.io for clarification. We're happy to discuss your specific use case.
The Service, including all content, features, functionality, software, databases, designs, graphics, logos, and trademarks, is owned by RIA Pulse, Inc. and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
"RIA Pulse" and associated logos are trademarks of RIA Pulse, Inc. You may not use these trademarks without our prior written permission, except as necessary for proper attribution as described in Section 5.4.
If you generate AI analysis through the Service, you acknowledge that:
If you provide feedback, suggestions, or ideas about the Service, we may use them without any obligation to compensate you.
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. Key points:
By using the Service, you agree to our Privacy Policy, available at /privacy-policy.
For custom data access plans, API access, or custom research services:
Payments are processed through Stripe. You agree to provide accurate billing information and authorize charges to your payment method. We do not store your full credit card information.
We reserve the right to introduce paid subscriptions or features in the future. We will provide advance notice before implementing any charges for currently free features.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
Important: The Service provides data and analytics for informational purposes only. It does not constitute:
You should consult with qualified professionals before making business or investment decisions.
The Service integrates with third-party services (OpenAI, Stripe, Google Analytics, Supabase). We are not responsible for these third parties' actions, services, or privacy practices.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RIA PULSE, INC. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) $100 OR (B) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless RIA Pulse, Inc. and its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
These Terms remain in effect while you use the Service.
You may stop using the Service and close your account at any time by contacting us at jayce@jintra.io.
We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice, including if:
Upon termination:
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, including:
We will provide reasonable notice for material changes that negatively affect existing functionality.
We may update these Terms from time to time. We will notify you of material changes by:
Your continued use of the Service after such changes constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service.
These Terms and any disputes arising from or relating to the Service shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.
You agree that any legal action or proceeding arising from these Terms or the Service shall be brought exclusively in the state or federal courts located in Cook County, Illinois. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.
Before filing any formal legal action, you agree to first contact us at jayce@jintra.io to attempt to resolve the dispute informally.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and RIA Pulse, Inc. regarding the Service and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or internet service failures.
You agree to comply with all applicable export and import laws and regulations in your use of the Service.
If you are a U.S. government entity, the Service is a "Commercial Item" as defined in FAR 2.101 and is subject to these Terms.
For questions about these Terms or the Service, please contact us:
RIA Pulse, Inc.
Email: jayce@jintra.io
Website: https://riapulse.com
By creating an account or using RIA Pulse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.